What Are Hurricane Windows, Should You Get Them & How?

If you live in a hurricane-prone area, then there is no doubt that you have thought a lot about how to protect your property once the hurricane season hits. You know better than to leave it unprotected and hope for the best, because it is always better to be safe than sorry.

If you’ve been doing any kind of research on how to actually protect your property, then you have probably come across the idea of getting hurricane windows.

Perhaps some of your neighbors have told you about these. Or, perhaps you have come across them yourself, checking out Paradise Exteriors or using other sources to get informed on the proper methods of protecting yourself.

Whatever the case, one thing is absolutely for sure. You don’t want to jump towards getting any of these products before you get answers to some important questions.

Hurricane Windows

Firstly, you need to understand what hurricane windows are. This will help you get a better idea about whether they are right for your home.

What Are Hurricane Windows?

In simple words, hurricane windows are impact-rated windows that have been designed specifically to resist extreme weather conditions, such as high winds, windborne debris, heavy rainfall, as well as any kind of pressure changes caused by storms.

Laminated Glass

Unlike traditional windows, these are made with laminated glass, featuring a PVB interlayer, which means that if an object hits them, they could potentially crack (although that has to be quite an impact for them to crack), but the glass won’t shatter into pieces, since the interlayer will be holding it together.

Even if the glass caves, it will simply crack, much like a windshield, instead of shattering and leaving your home vulnerable to outside elements.

Reinforced Frames

Furthermore, their frames are also made from stronger materials, such as aluminum, vinyl, or composite. This makes them highly durable and able to withstand all kinds of conditions without bending, warping, or corroding.

These frames are much stronger than standard window frames and are secured to your home’s structure with special fasteners.

Pressure Testing

Hurricane windows undergo rigorous testing to meet specific building codes. They’re tested against flying debris (they literally shoot 2×4 lumber at them at high speeds), extreme wind pressure, and repeated impacts.

To be certified, they have to survive conditions that would destroy regular windows.

Should You Get Them?

Okay, so they’re tough. But are they worth the money? That depends on several factors.

First things first, they offer superior protection during hurricanes. If you live in a hurricane-prone area (think Florida, coastal Texas, Louisiana, the Carolinas, or anywhere along the Gulf or Atlantic coasts), hurricane windows are probably a smart investment. Some areas even require them by building code for new construction.

If you’re inland or in an area that rarely sees severe weather, the investment might not make as much sense unless you’re also interested in the other benefits they provide.

The Other Benefits

Even if hurricanes aren’t your main concern, these windows offer some pretty nice perks:

• Security: That same strength that stops hurricane debris also makes your home much harder to break into. Burglars usually give up after a few attempts to break impact-resistant glass.
• Noise reduction: The laminated glass significantly reduces outside noise. If you live on a busy street or near an airport, this alone might be worth it.
• Energy efficiency: Hurricane windows typically have excellent insulation properties, which can lower your heating and cooling bills.
• UV protection: The laminated layer blocks up to 99% of UV rays, protecting your furniture, floors, and artwork from fading.
• No more storm shutters: If you currently put up shutters or plywood before every storm, hurricane windows eliminate that stressful, time-consuming task.

Types of Hurricane Windows

Not all hurricane windows are created equal. You’ve got options depending on your needs and budget.

• Single-Hung vs. Double-Hung: Single-hung windows have a fixed top sash and a movable bottom sash. Double-hung windows have two movable sashes. Both can be impact-resistant, but double-hung windows typically cost more.
• Casement Windows: These windows swing open on hinges like a door. They can provide excellent ventilation and are available in impact-resistant versions.
• Sliding Windows: Popular in modern homes, sliding hurricane windows move horizontally on a track. They’re great for wider openings.
• Picture Windows: Large, fixed windows that don’t open. These are often the most cost-effective option for impact resistance since there are fewer moving parts.
• Custom Shapes: Need an arched window or an odd-sized opening? Hurricane windows can be custom-made to fit, though expect to pay premium prices.

How to Get Them?

If you have decided that you want to get hurricane windows installed on your home, here’s how to make it happen without losing your mind in the process.

Step 1: Research Building Codes

Start by checking your local building codes and homeowners’ association rules. Some areas have specific requirements for hurricane windows, and your HOA might have restrictions on styles or colors.

Better to know this upfront than to order windows you can’t install.

Step 2: Get Multiple Quotes

Never, ever go with the first company you talk to. Get at least three quotes from reputable window companies that specialize in hurricane windows. The prices can vary significantly.

When comparing quotes, make sure you’re comparing apples to apples. Check that they’re quoting the same type of glass, frame material, and installation scope.

Step 3: Verify Certifications

Make sure the windows meet Miami-Dade County or Florida Building Code requirements (these are the gold standards for hurricane protection). Look for certifications from testing agencies like the National Fenestration Rating Council (NFRC).

Also, verify that your installer is licensed, insured, and experienced with hurricane windows specifically. Installation matters just as much as the product quality.

Step 4: Check Your Insurance

Before you commit, call your insurance company. Ask exactly how much of a discount you’ll get with hurricane windows and what documentation they’ll need. Some insurers require specific certifications or inspections.

Step 5: Consider Financing

Given the cost, many companies offer financing options. Some homeowners use home equity loans or lines of credit. There are also sometimes federal or state programs offering grants or low-interest loans for hurricane mitigation improvements.

In Florida, for example, the My Safe Florida Home program has provided matching grants for hurricane mitigation in the past (though funding and availability vary).

Step 6: Plan the Installation

Installation typically takes several days to a few weeks, depending on how many windows you’re replacing. You’ll want to:

• Plan around your schedule (you’ll need to be home)
• Prepare for some mess and noise
• Have a backup plan if weather delays installation
• Arrange for an inspection after installation (usually required for permits and insurance)

Step 7: Keep Your Documentation

Save everything. Permits, receipts, certifications, inspection reports, manufacturer warranties, installation warranties, before and after photos. You’ll need these for insurance discounts, future home sales, and warranty claims.

Hurricane windows are a significant investment, but for people in hurricane-prone areas, they’re increasingly becoming a necessity rather than a luxury. Between insurance requirements, the actual protection they provide, and the bonus benefits like security and energy efficiency, they often pay for themselves over time.

If you’re on the fence, start by getting quotes and talking to your insurance company. You might be surprised at how the numbers work out. And honestly, the peace of mind knowing your home can handle whatever nature throws at it?

That’s pretty priceless when the next storm warning comes through.

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